Car Finance Options
Car Finance in Canterbury
Whether you’re buying a New or Approved Used Car at EuroCanterbury, we can offer a wide range of flexible car finance solutions in Kent tailored to meet your requirements. We also have a number of products available to help you protect your new purchase, from Guaranteed Asset Protection to a unique Ceramic Coat paint protection system. So you can benefit from the quality and assurance both in your car and the way it is funded and protected.
Personal Finance
There are two finance packages which are most suited to our private customers.
PCP
This is a flexible funding option that requires a small deposit with fixed monthly payments over a set term and a Guaranteed Future Value deferred to the end of the agreement (based on term and mileage). At the end of the agreed term you can either pay the final value and keep the car, part exchange for a new Volkswagen (using the equity in your vehicle as a deposit) or return it to the finance company with nothing further to pay.
The benefits of PCP are:
· Guaranteed Future Value for your Volkswagen
· Ability to regularly upgrade to a newer/higher specification Volkswagen
· Reduced monthly payments
· Pay a smaller deposit
· Ability to change your Volkswagen according to your lifestyle/requirements
Hire Purchase
Hire Purchase allows you to put down a deposit of your choice and spread the remainder by fixed monthly payments of between 18 months to 5 years, with outright ownership at the end (subject to an option to purchase fee).
The benefits of Hire Purchase are;
· Ability to choose from longer repayment periods
· Ability to own your Volkswagen within your budget
Business Users
For our business users we also offer;
· Contract Hire
· Lease Purchase
· Finance Lease
All of these business funding plans could offer tax saving opportunities, please refer to our Business page or contact us for further details.
Guaranteed Asset Protection
Sometimes things happen that we least expect and leave us wishing we had been better prepared. Guaranteed Asset Protection safeguards your car against the unexpected. Like your car being stolen or written off in an accident and discovering that the insurance payout falls short of the amount you paid for the vehicle, or is less than the amount you owe on your finance agreement. This payment gap could make it financially difficult for you to get back on the road, aggravating an already stressful situation. Guaranteed Asset Protection takes care of that gap making a difference where it really counts – it will even cover the cost of your insurance excess (up to a maximum of £250).
The likelihood of a modern car being written off is dramatically increased compared to a few years ago due to the repair/replacement costs of multiple airbags, seatbelt pre-tensioners, crumple zones and other safety equipment. It is strongly recommended that you consider this cover, even if you never have before.
EuroCanterbury customers purchasing Guaranteed Asset Protection can also take advantage of Key Protection which has been designed to reduce the stress and worry of losing your keys, as well as the expense!
Guaranteed Asset Protection has benefits not generally available in the open market and if you would like us to arrange cover, you can be protected before you drive away.
Ceramic Coat Vehicle Protection
Buying a Volkswagen is an exciting time and some of the things all car owners like about their new cars can be the new car smell, the spotless interior and the showroom shine finish.
Unfortunately, it never seems to stay that way for long!
However, EuroCanterbury are able to offer an extraordinary vehicle protection product, Ceramic Coat, developed in conjunction with NASA!
It protects your paintwork, alloy wheels, bumpers, glass*, even interior surfaces and fabrics for a guaranteed 5 years. You don't even have the polish the car either!**
Ceramic Coat is the market leading vehicle protection product and the only product of it's kind to protect against the harmful effects of bird lime.
Please enquire for more details.
Service Plan
This is a simple budget plan which can be arranged for new and used vehicles to cover the cost of your servicing and helps you avoid unforeseen bills
Here at EuroCanterbury our dedicated Business Manager Peter Richardson will be delighted to discuss your requirements with you.
For more information contact us on 0844 247 2642.
*not front or rear windscreens
** throughout the duration of the 5 year guarantee
